Your Financial Growth Partner
Join Nigeria's most trusted cooperative society. Save smart, borrow easy, and grow your wealth with competitive rates and flexible terms.
Loans up to 3x your savings balance
Competitive interest rates from 10% annually
Flexible repayment terms up to 36 months
Annual savings withdrawal options
2,500+
Active Members
₦2.5B+
Total Savings
₦1.8B+
Loans Disbursed
15+
Years of Service
Flexible Loan Options
Choose from our three loan categories designed to meet your specific financial needs
Soft Loans
Duration:
1-6 months
Interest:
10% monthly
Max Amount:
₦500,000
Quick access loans for immediate needs
Fast approval
Flexible repayment
No collateral required
Regular Loans
Duration:
1-12 months
Interest:
10% annually
Max Amount:
3x your savings
Standard loans for medium-term financial goals
Competitive rates
Up to 12 months
Based on savings balance
Long-term Loans
Duration:
12-36 months
Interest:
15% annually
Max Amount:
3x your savings
Extended loans for major investments
Extended repayment
Large amounts
Investment focused
Smart Savings Programs
Build your financial foundation with our flexible savings options
Regular Savings
Consistent monthly contributions that form the foundation of your cooperative membership
Personal Savings
Additional voluntary savings to boost your loan eligibility and financial growth
Savings Calculator
See how your savings can grow and your loan eligibility
₦150,000
Monthly Savings
₦450,000
Maximum Loan Eligibility (3x)
Why Choose Coop Nest?
Experience the benefits of cooperative banking with modern technology
Secure & Regulated
Your funds are protected with bank-level security and regulatory compliance
Fast Processing
Quick loan approvals and instant access to your account information
24/7 Support
Dedicated member support team available to help with all your needs
Transparent Tracking
Real-time visibility into your savings, loans, and payment schedules
Community Driven
Join a thriving community of members supporting each other's growth
Wealth Building
Grow your wealth through shares ownership and competitive returns
What Our Members Say
Real stories from satisfied cooperative members
Adebayo Johnson
Senior Civil Servant
Coop Nest helped me secure a loan for my children's education. The process was seamless and the rates are very competitive.
Fatima Mohammed
Healthcare Worker
The savings program has helped me build a solid financial foundation. I've grown my savings by 40% in just two years!
Chinedu Okafor
Teacher
Being part of this cooperative has transformed my financial life. The community support is incredible.
Frequently Asked Questions
Get answers to common questions about our cooperative services
Simply register online, complete your biodata verification, and make your initial savings deposit. Our team will guide you through the entire process.
For regular loans, you can borrow up to 3 times your total savings balance. Soft loans have a maximum of ₦500,000. You must be an active member with verified biodata.
Soft loans charge 10% monthly interest, regular loans charge 10% annually, and long-term loans charge 15% annually. All calculations are transparent and provided upfront.
Yes! You can make early repayments without penalties. Our system automatically recalculates your payment schedule to reflect early payments.
You can make annual withdrawal requests. The system tracks your savings balance and ensures you maintain the required minimum for loan eligibility.
Ready to Start Your Financial Journey?
Join thousands of members who have transformed their financial lives with Coop Nest
Coop Nest
Your trusted partner in financial growth and community development. Building stronger financial futures together.
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Loans
Shares
Withdrawals
Support
Help Center
Contact Us
Member Portal
Documentation
Contact Information
📍 Federal University, Otuoke, Bayelsa, Nigeria
📞 +234 (0) 000 000 0000
✉️ info@fuosmcsl.online
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